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Boat Finance in Australia

Financing a boat works differently to a car or home loan. Here's an overview of the finance options available, plus verified brokers who can help.

Ways to Finance Your Boat

Secured Marine Loans

Use the boat as security, usually for a lower rate than an unsecured loan.

Personal Loans

Unsecured loans from banks and lenders, suited to smaller or older boats.

Dealer Finance

Finance arranged through the dealer when you buy a new or used boat.

Specialist Marine Brokers

Brokers who compare lenders and tailor a package for boats, motors and trailers.

Verified Professionals

Find a Boat Finance Broker

Great Escape Finance

Verified Finance Broker

Contact: Great Escape Finance

VIC

Victorian finance broker specialising in leisure finance, including boats, jet skis and caravans. You get one admin contact to collect your details and one broker dedicated to your deal, each with a direct phone number, so you can ask questions whenever you need.

Member since

October 2026

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Stratton Finance

Verified Finance Broker

Contact: Stratton Finance

VIC

One of Australia's leading finance brokers, arranging boat loans and chattel mortgages for private buyers and businesses Australia-wide. Online boat finance and chattel mortgage calculators are available on its website.

Member since

October 2026

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